tag:blogger.com,1999:blog-69565344031520263552012-03-14T06:13:35.762-07:00Find the Right Debt Solution. Start With a FREE Debt Analysis nationalmanagementolddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.comBlogger121100tag:blogger.com,1999:blog-6956534403152026355.post-39711459435358392802012-02-28T22:40:00.001-08:002012-02-28T22:43:23.491-08:00<div dir="ltr" style="text-align: left;" trbidi="on"><table cellpadding="0" cellspacing="0"><tbody><tr> <td width="363"><h3>Arizona Bankruptcy Court</h3></td> </tr><tr> <td>(Main Office)</td> </tr><tr> <td>Street Address</td> </tr><tr> <td>United States Courthouse</td> </tr><tr> <td>230 North First Avenue, Suite 101</td> </tr><tr> <td>Phoenix AZ 85003</td> </tr><tr> <td>Phone</td> </tr><tr> <td>602-682-4000</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azb.uscourts.gov/">http://www.azb.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td><a href="https://ecf.azb.uscourts.gov/">https://ecf.azb.uscourts.gov </a></td> </tr><tr> <td><h3>Arizona Bankruptcy Court</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>James A. Walsh United States Courthouse</td> </tr><tr> <td>38 South Scott Avenue</td> </tr><tr> <td>Tucson AZ 85701-1704</td> </tr><tr> <td>Phone</td> </tr><tr> <td>520-202-7500</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azb.uscourts.gov/">http://www.azb.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td><a href="https://ecf.azb.uscourts.gov/">https://ecf.azb.uscourts.gov </a></td> </tr><tr> <td><h3>Arizona Bankruptcy Court</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>325 West 19th Street, Suite D</td> </tr><tr> <td>Yuma AZ 85364</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-783-2288</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azb.uscourts.gov/">http://www.azb.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td><a href="https://ecf.azb.uscourts.gov/">https://ecf.azb.uscourts.gov </a></td> </tr><tr> <td><h3>Arizona District Court</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>United States Courthouse</td> </tr><tr> <td>123 North San Francisco Street, Suite 200</td> </tr><tr> <td>Flagstaff AZ 86001-5296</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-774-2566</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azd.uscourts.gov/">http://www.azd.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td><a href="https://ecf.azd.uscourts.gov/">https://ecf.azd.uscourts.gov </a></td> </tr><tr> <td><h3>Arizona District Court</h3></td> </tr><tr> <td>(Main Office)</td> </tr><tr> <td>Street Address</td> </tr><tr> <td>Sandra Day O'Connor United States Courthouse</td> </tr><tr> <td>401 West Washington Street, Room 130</td> </tr><tr> <td>Phoenix AZ 85003</td> </tr><tr> <td>Phone</td> </tr><tr> <td>602-322-7200</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azd.uscourts.gov/">http://www.azd.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td><a href="https://ecf.azd.uscourts.gov/">https://ecf.azd.uscourts.gov </a></td> </tr><tr> <td><h3>Arizona District Court</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>Evo A. DeConcini United States Courthouse</td> </tr><tr> <td>405 West Congress Street</td> </tr><tr> <td>Tucson AZ 85701</td> </tr><tr> <td>Phone</td> </tr><tr> <td>520-205-4200</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azd.uscourts.gov/">http://www.azd.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td><a href="https://ecf.azd.uscourts.gov/">https://ecf.azd.uscourts.gov </a></td> </tr><tr> <td><h3>Arizona District Court</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>325 West 19th Street</td> </tr><tr> <td>Yuma AZ 85364</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-329-4766</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azd.uscourts.gov/">http://www.azd.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td><a href="https://ecf.azd.uscourts.gov/">https://ecf.azd.uscourts.gov </a></td> </tr><tr> <td><h3>Arizona Probation Office</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>United States Courthouse</td> </tr><tr> <td>123 North San Francisco Street, Suite 202</td> </tr><tr> <td>Flagstaff AZ 86001-5296</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-774-3095</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azp.uscourts.gov/">http://www.azp.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Probation Office</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>Sandra Day O'Connor United States Courthouse</td> </tr><tr> <td>401 West Washington Street, Suite 160</td> </tr><tr> <td>Phoenix AZ 85003</td> </tr><tr> <td>Phone</td> </tr><tr> <td>602-322-7400</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azp.uscourts.gov/">http://www.azp.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Probation Office</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>333 West Wilcox Drive, Suite 203</td> </tr><tr> <td>Sierra Vista AZ 85653-1756</td> </tr><tr> <td>Phone</td> </tr><tr> <td>520-459-2788</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azp.uscourts.gov/">http://www.azp.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Probation Office</h3></td> </tr><tr> <td>(Main Office)</td> </tr><tr> <td>Street Address</td> </tr><tr> <td>Evo A. DeConcini United States Courthouse</td> </tr><tr> <td>405 West Congress Street, Suite 2400</td> </tr><tr> <td>Tucson AZ 85701</td> </tr><tr> <td>Phone</td> </tr><tr> <td>520-205-4400</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azp.uscourts.gov/">http://www.azp.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Probation Office</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>325 West 19th Street, Suite A</td> </tr><tr> <td>Yuma AZ 85364</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-782-2685</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azp.uscourts.gov/">http://www.azp.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Probation Office</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>United States Courthouse</td> </tr><tr> <td>230 North First Avenue, Suite 406</td> </tr><tr> <td>Phoenix AZ 85003</td> </tr><tr> <td>Phone</td> </tr><tr> <td>602-682-4300</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azp.uscourts.gov/">http://www.azp.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Probation Office</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>Congress Plaza</td> </tr><tr> <td>407 West Congress Street, 2nd Floor</td> </tr><tr> <td>Tucson AZ 85701-1352</td> </tr><tr> <td>Phone</td> </tr><tr> <td>520-205-4400</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azp.uscourts.gov/">http://www.azp.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Pretrial Services</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>United States Courthouse</td> </tr><tr> <td>123 North San Francisco Street, Room 202</td> </tr><tr> <td>Flagstaff AZ 86001-5296</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-774-2109</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azd.uscourts.gov/">http://www.azd.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Pretrial Services</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>Sandra Day O'Connor United States Courthouse</td> </tr><tr> <td>401 West Washington Street, Suite 260</td> </tr><tr> <td>Phoenix AZ 85003</td> </tr><tr> <td>Phone</td> </tr><tr> <td>602-322-7350</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azd.uscourts.gov/">http://www.azd.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Pretrial Services</h3></td> </tr><tr> <td>(Main Office)</td> </tr><tr> <td>Street Address</td> </tr><tr> <td>Evo A. DeConcini United States Courthouse</td> </tr><tr> <td>405 West Congress Street, Suite 2600</td> </tr><tr> <td>Tucson AZ 85701</td> </tr><tr> <td>Phone</td> </tr><tr> <td>520-205-4350</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azd.uscourts.gov/">http://www.azd.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Pretrial Services</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>1940 South Third Avenue, Suite B</td> </tr><tr> <td>Yuma AZ 85364</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-783-1239</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.azd.uscourts.gov/">http://www.azd.uscourts.gov </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Federal Public Defender</h3></td> </tr><tr> <td>(Main Office)</td> </tr><tr> <td>Street Address</td> </tr><tr> <td>850 West Adams Street, Room 201</td> </tr><tr> <td>Phoenix AZ 85007-2730</td> </tr><tr> <td>Phone</td> </tr><tr> <td>602-382-2700</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.fpdaz.org/">http://www.fpdaz.org/ </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Federal Public Defender</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>Congress Plaza</td> </tr><tr> <td>407 West Congress Street, Suite 501</td> </tr><tr> <td>Tucson AZ 85701-1352</td> </tr><tr> <td>Phone</td> </tr><tr> <td>520-879-7500</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.fpdaz.org/">http://www.fpdaz.org/ </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Federal Public Defender</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>United States Courthouse</td> </tr><tr> <td>123 North San Francisco Street, Room T 500</td> </tr><tr> <td>Flagstaff AZ 86001-5296</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-213-1944</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.fpdaz.org/">http://www.fpdaz.org/ </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr><tr> <td><h3>Arizona Federal Public Defender</h3></td> </tr><tr> <td>Street Address</td> </tr><tr> <td>2285 South Fourth Avenue, Suite 2E</td> </tr><tr> <td>Yuma AZ 85364</td> </tr><tr> <td>Phone</td> </tr><tr> <td>928-314-1780</td> </tr><tr> <td>Internet Web Site</td> </tr><tr> <td><a href="http://www.fpdaz.org/">http://www.fpdaz.org/ </a></td> </tr><tr> <td>ECF Link</td> </tr><tr> <td>N/A</td> </tr></tbody></table></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-3971145943535839280?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0tag:blogger.com,1999:blog-6956534403152026355.post-65480961365289732102012-02-18T04:56:00.007-08:002012-02-25T05:02:20.227-08:00<div dir="ltr" style="text-align: left;" trbidi="on"><h3>General information about filing bankruptcy </h3><table cellpadding="0" cellspacing="0"><tbody><tr><td width="198">B 13S</td><td width="570">Order Conditionally Approving Disclosure Statement, Fixing Time for Filing Acceptances or Rejections of Plan, and Fixing the Time for Filing Objections to the Disclosure Statement and to the Confirmation of the Plan, Combined with Notice Thereof and of the Hearing on Final Approval of the Disclosure Statement and the Hearing on Confirmation of the Plan (08/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 15S</td><td width="570">Order Finally Approving Disclosure Statement and Confirming Plan (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 18F</td><td width="570">Discharge of Debtor After Completion of Chapter 12 Plan (08/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 18FH</td><td width="570">Discharge of Debtor Before Completion of Chapter 12 Plan (08/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 18J</td><td width="570">Discharge of Joint Debtors (Chapter 7) (08/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 18JO</td><td width="570">Discharge of One Joint Debtor (Chapter 7) (08/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 18RI</td><td width="570">Discharge of Individual Debtor in a Chapter 11 Case (12/09)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 18W</td><td width="570">Discharge of Debtor After Completion of Chapter 13 Plan (08/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 18WH</td><td width="570">Order Discharging Debtor Before Completion of Chapter 13 Plan (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 104</td><td width="570">Adversary Proceeding Cover Sheet (08/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 131</td><td width="570">Exemplification Certificate (09/94)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 132</td><td width="570">Application for Search of Bankruptcy Records (11/11)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 133</td><td width="570">Claims Register (01/88)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 200</td><td width="570">Required Lists, Schedules, Statements and Fees (11/11)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 201A</td><td width="570">Notice to Individual Consumer Debtor (11/11)&nbsp;</td></tr><tr><td width="198"></td><td width="570">(Forms B201A and B201B)</td></tr><tr><td width="198">B 201B</td><td width="570">Certification of Notice to Individual Consumer Debtor(s) (12/09)</td></tr><tr><td width="198">B 202</td><td width="570">Statement of Military Service (08/07)</td></tr><tr><td width="198">B 203</td><td width="570">Disclosure of Compensation of Attorney for Debtor (12/94)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 204</td><td width="570">Notice of Need to File Proof of Claim Due to Recovery of Assets (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 205</td><td width="570">Notice to Creditors and Other Parties in Interest (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 206</td><td width="570">Certificate of Commencement of Case (08/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 207</td><td width="570">Certificate of Retention of Debtor In Possession (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 210A</td><td width="570">Transfer of Claim Other Than for Security (12/09)&nbsp;</td></tr><tr><td width="198"></td><td width="570">(Forms B210A and B210B)</td></tr><tr><td width="198">B 210B</td><td width="570">Notice of Transfer of Claim Other Than for Security (12/09)</td></tr><tr><td width="198">B 230A</td><td width="570">Order Confirming Chapter 12 Plan (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 230B</td><td width="570">Order Confirming Chapter 13 Plan (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 231A</td><td width="570">Order Fixing Time to Object to Proposed Modification of Confirmed Chapter 12 Plan (12/09)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 231B</td><td width="570">Order Fixing Time to Object to Proposed Modification of Confirmed Chapter 13 Plan (12/09)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 240A</td><td width="570">Reaffirmation Documents (4/10)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 240B</td><td width="570">Motion for Approval of Reaffirmation Agreement (12/09)</td></tr><tr><td width="198">B 240C</td><td width="570">Order on Reaffirmation Agreement (12/09)</td></tr><tr><td width="198">B 240A/B ALT</td><td width="570">Reaffirmation Agreement (12/11)</td></tr><tr><td width="198">B 240C ALT</td><td width="570">Order on Reaffirmation Agreement (4/10)</td></tr><tr><td width="198">B 250A</td><td width="570">Summons in an Adversary Proceeding (12/09)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 250B</td><td width="570">Summons and Notice of Pretrial Conference in an Adversary Proceeding (12/09)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 250C</td><td width="570">Summons and Notice of Trial in an Adversary Proceeding (12/09)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 250D</td><td width="570">Third-Party Summons (12/09)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 250E</td><td width="570">Summons to Debtor in Involuntary Case (12/09)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 250F</td><td width="570">Summons in a Chapter 15 Case Seeking Recognition of a Foreign Nonmain Proceeding (12/09)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 253</td><td width="570">Order for Relief in an Involuntary Case (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 254</td><td width="570">Subpoena for Rule 2004 Examination (12/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 255</td><td width="570">Subpoena in an Adversary Proceeding (12/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 256</td><td width="570">Subpoena in a Case Under the Bankruptcy Code (12/07)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 260</td><td width="570">Entry of Default (01/96)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 261A</td><td width="570">Judgment by Default (08/96)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 261B</td><td width="570">Judgment by Default (08/96)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 261C</td><td width="570">Judgment in an Adversary Proceeding (12/09)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 262</td><td width="570">Notice of Entry of Judgment (01/88)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 263</td><td width="570">Bill of Costs (09/94)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 264</td><td width="570">Writ of Execution to the United States Marshal (01/96)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 265</td><td width="570">Certification of Judgment for Registration in Another District (08/96)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 270</td><td width="570">Notice of Filing of Final Report of Trustee, of Hearing on Applications for Compensation [and of Hearing on Abandonment of Property by the Trustee] (08/07)</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 271</td><td width="570">Final Decree (08/06)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 280</td><td width="570">Disclosure of Compensation of Bankruptcy Petition Preparer (10/05)&nbsp;</td></tr><tr><td width="198"></td><td width="570"></td></tr><tr><td width="198">B 281</td><td width="570">Appearance of Child Support Creditor or Representative (08/06)&nbsp;</td></tr><tr><td width="198">B 283</td><td width="570">Chapter 13 Debtor's Certifications Regarding Domestic Support Obligations and Section 522(q) (4/10)</td></tr></tbody></table></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-6548096136528973210?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0tag:blogger.com,1999:blog-6956534403152026355.post-83189389223237863422011-11-25T23:33:00.000-08:002011-12-23T23:39:03.841-08:00<div dir="ltr" style="text-align: left;" trbidi="on"><br />One of the most single important factors in determining the validity of the <u>debt is its age</u>. 85% of all accounts are collected within the first 30 days. Another 10% is collected in the next 30 days. Leaving just 5% of the accounts that would generally be assigned to a<i> third-party agency</i> or be written off as <a href="http://www.nationalmanagement.net/bad-debt.html">bad debt</a>. Statistically the longer the account remains outstanding the less likely it is to be recovered.<br /><br />You can generally subtract 10% off the recovery scale for each month that remained outstanding after 120 days. Most agencies will generally only work an account for 60 days upon assignment. National Asset Management will work accounts for up to <b><u>seven years</u></b> our technology, capability; staffing and unique proprietary processes allow us to continue to work accounts for the full term of credit reporting capability.<br />In many cases accounts that are for <i>five years old</i> are result out of necessity by the <b>debtor</b> in order to secure a loan, home or another type of financial commitment.<br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-8318938922323786342?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.comtag:blogger.com,1999:blog-6956534403152026355.post-411253974389062262011-11-16T05:47:00.000-08:002011-11-24T05:51:19.393-08:00<div dir="ltr" style="text-align: left;" trbidi="on"><br /><b>What is a <a href="http://www.nationalmanagement.net/credit-collection.html">Consumer credit counseling</a> service?</b><br /><br />A consumer credit counseling service is a type of agency that provides assistanceto consumers who become overwhelmed with unsecured debt. The typical consumer, due to an excess of borrowing or exposure to credit, is susceptible to facing mounting debts from excessive fees, over-consuming, over-leveraging and the fluctuation of interest rates.<br /><br />A consumer credit counseling service will renegotiate an individual’s debt portfolio; these servicesare delivered to the consumer to deliver lower interest rates and monthly payments to those stricken with debt. A fundamental aspect of aconsumer credit counseling service is to provide debt consolidation techniques to the average debtor; these services enable a consumer to agglomerate their debts into one package, which will ultimately lower and streamline their monthly payment obligations.<br /><br /><b>Why should I hire a Consumer credit counseling service?</b><br /><br />A consumer credit counseling service will attempt to make debt manageable for a consumer, while ultimately keeping these individuals out of bankruptcy. A consumer credit counseling service operates under tight regulations due to past discrepancies, where such agencies further crippled consumers as a result of hefty service fees.<br /><br />That being said, if you or a loved one is facing mounting debts, it is recommended that you seek a consumer credit counseling service to renegotiate your payment obligations with your respective lenders, to lower your monthly rates through consolidation and to offer information and knowledge to prevent a similar situation from occurring in the future.<br /><br />A consumer credit counseling service enables debtors to avoid bankruptcy and diminish their repayment obligationswhile impeding creditors from harassing the debtor. When a debtor agrees to operate under the terms of a credit counseling service a creditor will contact the agent or representative of the CCS and not the individual in debt.<br /><br />The largest benefit an individual in debt will receive from hiring a credit counseling service is that an individual’s debt, through the inclusion of a debt professional, will be eliminated. This “clean sheet” so to speak, enables the debtor to better manage their costs and budget, while still allowing them to seek new streams of financing.<br /><br /><b>Types of Consumer credit counseling services:</b><br /><br />A consumer credit counseling service can operate under a profit or not-for-profit business model. In the vast majority of instances; however, the average consumer will find more success with a non-profit credit counseling service. The benefit of operating with a not-for-profit credit counseling service is found in decreased fees and the fact that creditors are more willing to offer lower interest rates through a non-profit intermediary.<br /><br />This characteristic will of course fluctuate based on case by case circumstance, but it is essential to evaluate consumer credit agencies based on the fees and rates they charge. It is highly recommended that you look for a consumer credit agency that possesses an excellent rating with the Better Business Bureau.</div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-41125397438906226?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0tag:blogger.com,1999:blog-6956534403152026355.post-14537054799611393262011-10-06T13:22:00.000-07:002011-10-06T13:22:59.478-07:00<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="http://3.bp.blogspot.com/-XquRGM_eSYU/To4N0YJv9BI/AAAAAAAAAAY/e4N1KNAD03Y/s1600/debt-collection-laws.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://3.bp.blogspot.com/-XquRGM_eSYU/To4N0YJv9BI/AAAAAAAAAAY/e4N1KNAD03Y/s1600/debt-collection-laws.jpg" /></a></div><br /><ol style="text-align: left;"><li>As per debt Collection laws a collection agencies are not allowed to delicacy a person who is in debt with violence or force.</li><li>Collections agencies cannot collect a larger amount of cash than what is really owed.</li><li>As per Debt collection laws debtor’s information should be confidential. Collection agency has no rights to share information regarding the debt with any third party.</li><li>Debt collection laws make illegal selling of the debtor’s information to its marketing followers.</li><li>Debt collection laws do not permit debt collectors to call a defaulter from 9:00 PM to 8:00 AM.</li><li>Debt collectors should never hoodwink or mislead the borrower by giving fake information.</li></ol><div><div>Debt collection laws have been legislated to defend the debtor’s rights to know more about <a href="http://www.onlinercm.com/" title="Debt Collection in USA">Debt collection</a> contact <a href="http://www.nationalmanagement.net/" title="USA National Asset Management">National Asset Management</a>.</div></div><div><br /></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-1453705479961139326?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com2tag:blogger.com,1999:blog-6956534403152026355.post-7587406203330940982011-09-15T23:39:00.000-07:002011-10-04T23:56:40.425-07:00<div dir="ltr" style="text-align: left;" trbidi="on"><b>Know the terminology used in the debt industry in USA</b>.<br /><br /><h1><a href="http://www.nationalmanagement.net/business-debt-collection.html" title="Debt USA">Debt</a> Glossary</h1>ACH (Automatic Clearing House)<br />Anticipatory Relief<br />Arbitration<br />Accounts Receivable Conversion (ARC)<br />Affirmative Defense<br /><br />Back Office Conversion (BOC)<br />Charge-Off<br />Consumer Report (Also known as a Credit Report)<br />Consumer Reporting Agency (CRA)<br />Credit Report (Also known as a Consumer Report)<br /><br />Data Furnisher<br />Debt Collector<br />Debt Validation<br />Default Judgment<br />Discharged/Dischargeable<br />Dishonored Checks<br />Disposable Income<br />Doctrine of Necessaries<br />Dumpster Diving<br /><br />Electronic Fund Transfer (EFT)<br />Electronic Fund Transfer Act (EFTA)<br />Equifax<br />Experian<br /><br />Fair Credit Reporting Act (FCRA)<br />Fair Debt Collection Practices Act (FDCPA)<br />Fair Debt Collection Practices Act (FDCPA)<br />Federal Reserve System<br />Federal Trade Commission (FTC)<br /><br />Garnishment (Wage Garnishment)<br /><br />Internet-Initiated Entry (WEB)<br />Itemization<br /><br />Judgment Proof<br />JumpStart Coalition for Personal Financial Literacy<br /><br />Legal Action<br />Letter of Reconciliations<br /><br />Mini-Miranda<br /><br />Necessaries of Life<br />Non-Performing Debts<br /><br />Obligor<br />Office of the Comptroller of the Currency (OCC)<br /><br />Plaintiff<br />Phishing<br />Point-of-Purchase (POP)<br /><br />Servicemembers Civil Relief Act (SCRA)<br />Skimming<br />Skiptracing<br />Statute of Limitations<br />Surcharge<br /><br />Telephone-Initiated Entry (TEL)<br />Tolling Statute<br />Tort<br />Trade Line<br />TransUnion<br /><br />Uniform Commercial Code (UCC)<br /><br />Validation Notice<br />Validation Period<br /><br />Wage Garnishment</div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-758740620333094098?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0tag:blogger.com,1999:blog-6956534403152026355.post-53529579289043470352011-09-05T04:19:00.000-07:002011-09-10T04:28:29.949-07:00<div dir="ltr" style="text-align: left;" trbidi="on">Your credit card is an important tool but its improper use can have devastating long-term effects on your finances. Late credit card payments will affect your credit score, your credit cards and increases your interest rates. Skipping your bills might not seem like a big deal to you, but this one mistake can drag you into many hurdles for many weeks, or months or even more than that. If you miss your payments your creditors might not call you the very first day, but will certainly take action behind the scenes. The long and short term consequences of missing the payments, paying your bill late, or paying less than the minimum required payment by the due date are severe. Here are few things you face on paying late <a href="http://www.nationalmanagement.net/credit-collection.html">credit card payments</a>. <br /><br />Firstly, your creditor will charge you late fee every month when you pay late or skip a payment. Late fees normally range from $15 to $35. Since, a late fee is not a one-time charge, you will be charged every time you are late or miss your payments. Keep in mind the additional fees added to your balance will increase interest like any other charge you make.&nbsp; <br /><br /><b>Continue…… please click on <a href="http://bad-debt-recovery.blogspot.com/2011/09/consequences-of-late-credit-cards.html">Consequences of Late Credit Cards Payments-2</a></b></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-5352957928904347035?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0tag:blogger.com,1999:blog-6956534403152026355.post-15810192563867521202011-09-01T01:14:00.000-07:002011-09-08T03:06:25.664-07:00<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="http://4.bp.blogspot.com/-WIEkRhll9fY/TmiN7lEck0I/AAAAAAAAAAQ/qdUJVwXMc5U/s1600/collection-agency.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="204" src="http://4.bp.blogspot.com/-WIEkRhll9fY/TmiN7lEck0I/AAAAAAAAAAQ/qdUJVwXMc5U/s320/collection-agency.jpg" width="320" /></a></div><br /><ul><li>Debt collector may not harass you. (threats&nbsp; or harms)</li><li>Debt collector may not oppress you.</li><li>Debt collector may not use abuse word.( obscene or profane language)</li><li>Cannot call phone repeatedly to annoy someone.</li><li>Debt collector cannot use false statements for collecting a debt.</li><li>Debt collector cannot use the word “ you will arrested if you don’t pay debt”</li><li>Debt collector cannot sell, seize or garnish your property unless they get permitted by law.</li><li>Debt collector cannot send false statement to anyone about you.</li><li>Debt collector cannot charge any extra amount.</li></ul><br /><hr />We recommend letting a professional <a href="http://www.nationalmanagement.net/" title="USA Collection Agency">National Asset Management</a> handle your outstanding debts for the most effective and efficient way.<br /><div><br /></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-1581019256386752120?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0tag:blogger.com,1999:blog-6956534403152026355.post-59912005028155609452011-08-10T09:20:00.000-07:002011-08-15T09:25:50.497-07:00<div dir="ltr" style="text-align: left;" trbidi="on"><h1>Local FBI Office to Report a Crime or Scam</h1><br /><br /><table cellpadding="0" cellspacing="0"><tbody> <tr valign="top"> <td width="3%"><strong>A</strong></td> <td width="17%"></td> <td width="53%"></td> <td width="27%"></td> </tr> <tr valign="top"> <td></td> <td bgcolor="#eeeeee" colspan="3"><strong>Alabama</strong></td> </tr> <tr valign="top"> <td></td> <td></td> <td><strong><strong>FBI Birmingham </strong><br /></strong>1000 18th Street North <br /><br />Birmingham, Alabama 35203<br /><br />birmingham.fbi.gov<br /><br />(205) 326-6166</td> <td><strong><strong>FBI Mobile</strong><br /><br /></strong>200 N. Royal Street<br /><br />Mobile, Alabama 36602<br /><br />mobile.fbi.gov<br /><br />(251) 438-3674<span dir="ltr"> b</span></td> </tr> <tr valign="top"> <td></td> <td></td> <td></td> <td><div align="right"></div></td> </tr> <tr valign="top"> <td></td> <td bgcolor="#eeeeee" colspan="3"><strong>Alaska</strong></td> </tr> <tr valign="top"> <td></td> <td></td> <td><strong><strong>FBI Anchorage </strong><br /><br /></strong>101 East Sixth Avenue<br /><br />Anchorage, Alaska 99501-2524<br /><br />anchorage.fbi.gov <br /><br />907-276-4441</td> <td></td> </tr> <tr valign="top"> <td></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td></td> <td bgcolor="#eeeeee" colspan="3"><strong>Arizona</strong></td> </tr> <tr valign="top"> <td></td> <td></td> <td><strong><strong>FBI Phoenix</strong><br /><br /></strong>Suite 400<br /><br />201 East Indianola Avenue<br /><br />Phoenix, Arizona 85012-2080<br /><br />phoenix.fbi.gov<br /><br />(602) 279-5511</td> <td></td> </tr> <tr valign="top"> <td></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td></td> <td bgcolor="#eeeeee" colspan="3"><strong>Arkansas</strong></td> </tr> <tr valign="top"> <td></td> <td></td> <td><strong><strong>FBI Little Rock</strong> <br /><br /></strong>#24 Shackleford West Boulevard <br /><br />Little Rock, Arkansas 72211-3755<br /><br />littlerock.fbi.gov<br /><br />(501) 221-9100</td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>C</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>California</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Los Angeles</strong><br /><br /></strong>Suite 1700, FOB <br /><br />11000 Wilshire Boulevard<br /><br />Los Angeles, California 90024-3672<br /><br />losangeles.fbi.gov<br /><br />(310) 477-6565</td> <td><strong><strong>FBI Sacramento</strong><br /><br /></strong>4500 Orange Grove Avenue<br /><br />Sacramento, California 95841-4205<br /><br />sacramento.fbi.gov<br /><br />(916) 481-9110</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI San Diego</strong><br /><br /></strong>Federal Office Building<br /><br />9797 Aero Drive<br /><br />San Diego, California 92123-1800<br /><br />sandiego.fbi.gov<br /><br />(858) 565-1255</td> <td><strong><strong>FBI San Francisco</strong><br /><br /></strong>450 Golden Gate Avenue, 13th. Floor<br /><br />San Francisco, California 94102-9523<br /><br />sanfrancisco.fbi.gov<br /><br />(415) 553-7400</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Colorado</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Denver</strong><br /><br /></strong>Federal Office Building, Room 1823<br /><br />1961 Stout Street, 18th. Floor<br /><br />Denver, Colorado 80294-1823<br /><br />denver.fbi.gov<br /><br />(303) 629-7171</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Connecticut</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI New Haven</strong><br /><br /></strong>600 State Street<br /><br />New Haven, Connecticut 06511-6505<br /><br />newhaven.fbi.gov<br /><br />(203) 777-6311</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>D</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>District of Columbia</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Washington</strong> <br /><br /></strong>Washington Metropolitan Field Office <br /><br />601 4th Street, N.W.<br /><br />Washington, D.C. 20535-0002<br /><br />washingtondc.fbi.gov<br /><br />(202) 278-2000</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td colspan="3">For FBI Headquarters in Washington, D.C., see the www.fbi.gov/contactus.htm</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>F</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Florida</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Jacksonville</strong> <br /><br /></strong>Suite 200<br /><br />7820 Arlington Expressway<br /><br />Jacksonville, Florida 32211-7499<br /><br />jacksonville.fbi.gov<br /><br />(904) 721-1211</td> <td><strong><strong>FBI North Miami Beach</strong> <br /><br /></strong>16320 Northwest Second Avenue<br /><br />North Miami Beach, Florida 33169-6508<br /><br />miami.fbi.gov<br /><br />(305) 944-9101</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Tampa </strong><br /><br /></strong>5525 West Gray Street<br /><br />Tampa, Florida 33609 <br /><br />tampa.fbi.gov<br /><br />(813) 253-1000</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>G</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Georgia</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Atlanta </strong><br /><br /></strong>Suite 400<br /><br />2635 Century Parkway, Northeast<br /><br />Atlanta, Georgia 30345-3112<br /><br />atlanta.fbi.gov<br /><br />(404) 679-9000</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>H</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Hawaii</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Honolulu</strong><br /><br /></strong>Room 4-230, Kalanianaole FOB<br /><br />300 Ala Moana Boulevard<br /><br />Honolulu, Hawaii 96850-0053<br /><br />honolulu.fbi.gov <br /><br />(808) 566-4300</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>I</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Illinois&nbsp;</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Chicago</strong><br /><br /></strong>2111 West Roosevelt Road Chicago, IL 60608-1128<br /><br />chicago.fbi.gov<br /><br />(312) 421-6700</td> <td><strong><strong>FBI Springfield</strong><br /><br /></strong>900 East Linton Avenue<br /><br />Springfield, Illinois 62703<br /><br />springfield.fbi.gov<br /><br />(217) 522-9675</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Indiana</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Indianapolis</strong><br /><br /></strong>Room 679, FOB<br /><br />575 North Pennsylvania Street<br /><br />Indianapolis, Indiana 46204-1585<br /><br />indianapolis.fbi.gov <br /><br />(317) 639-3301</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>K</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Kentucky</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Louisville</strong><br /><br /></strong>Room 500<br /><br />600 Martin Luther King Jr. Place<br /><br />Louisville, Kentucky 40202-2231<br /><br />louisville.fbi.gov<br /><br />(502) 583-3941</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>L</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Louisiana</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI New Orleans</strong><br /><br /></strong>2901 Leon C. Simon Dr.<br /><br />New Orleans, Louisiana 70126<br /><br />neworleans.fbi.gov<br /><br />(504) 816-3000</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>M</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Maryland</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Baltimore</strong><br /><br /></strong>2600 Lord Baltimore <br /><br />Baltimore, Maryland 21244<br /><br />baltimore.fbi.gov <br /><br />(410) 265-8080</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Massachusetts</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Boston </strong><br /><br /></strong>Suite 600<br /><br />One Center Plaza<br /><br />Boston, Massachusetts 02108<br /><br />boston.fbi.gov <br /><br />(617) 742-5533</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Michigan </strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Detroit</strong> <br /><br /></strong>26th. Floor, P. V. McNamara FOB<br /><br />477 Michigan Avenue<br /><br />Detroit, Michigan 48226<br /><br />detroit.fbi.gov <br /><br />(313) 965-2323</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Minnesota</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Minneapolis</strong><br /><br /></strong>Suite 1100<br /><br />111 Washington Avenue, South<br /><br />Minneapolis, Minnesota 55401-2176<br /><br />minneapolis.fbi.gov<br /><br />(612) 376-3200</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Mississippi</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Jackson</strong><br /><br /></strong>Room 1553, FOB<br /><br />100 West Capitol Street<br /><br />Jackson, Mississippi 39269-1601<br /><br />jackson.fbi.gov <br /><br />(601) 948-5000</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Missouri</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Kansas City</strong><br /><br /></strong>1300 Summit<br /><br />Kansas City, Missouri 64105-1362<br /><br />kansascity.fbi.gov <br /><br />(816) 512-8200</td> <td><strong><strong>FBI St. Louis</strong><br /><br /></strong>2222 Market Street<br /><br />St. Louis, Missouri 63103-2516<br /><br />stlouis.fbi.gov<br /><br />(314) 231-4324</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>N</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Nebraska</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Omaha </strong><br /><br /></strong>10755 Burt Street <br /><br />Omaha, Nebraska 68114-2000<br /><br />omaha.fbi.gov<br /><br />(402) 493-8688</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Nevada</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Las Vegas</strong><br /><br /></strong>John Lawrence Bailey Building<br /><br />1787 West Lake Mead Boulevard<br /><br />Las Vegas, Nevada 89106-2135<br /><br />lasvegas.fbi.gov<br /><br />(702) 385-1281</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>New Jersey</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Newark</strong><br /><br /></strong>11 Centre Place <br /><br />Newark, New Jersey 07102-9889<br /><br />newark.fbi.gov <br /><br />(973) 792-3000</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>New Mexico</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Albuquerque </strong><br /><br /></strong>4200 Luecking Park Ave. NE<br /><br />Albuquerque, New Mexico 87107<br /><br />albuquerque.fbi.gov<br /><br />(505) 889-1300</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>New York </strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Albany </strong><br /><br /></strong>200 McCarty Avenue<br /><br />Albany, New York 12209<br /><br />albany.fbi.gov <br /><br />(518) 465-7551</td> <td><strong><strong>FBI Buffalo </strong><br /><br /></strong>One FBI Plaza<br /><br />Buffalo, New York 14202-2698<br /><br />buffalo.fbi.gov<br /><br />(716) 856-7800</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI New York</strong><br /><br /></strong>26 Federal Plaza, 23rd. Floor<br /><br />New York, New York 10278-0004<br /><br />newyork.fbi.gov<br /><br />(212) 384-1000</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>North Carolina</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Charlotte </strong><br /><br /></strong>Suite 900, Wachovia Building<br /><br />400 South Tyron Street<br /><br />Charlotte, North Carolina 28285-0001<br /><br />charlotte.fbi.gov<br /><br />(704) 377-9200</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>O</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Ohio</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Cincinnati</strong><br /><br /></strong>Room 9000<br /><br />550 Main Street<br /><br />Cincinnati, Ohio 45202-8501<br /><br />cincinnati.fbi.gov <br /><br />(513) 421-4310</td> <td><strong><strong>FBI Cleveland </strong><br /><br /></strong>Federal Office Building<br /><br />1501 Lakeside Avenue<br /><br />Cleveland, Ohio 44114<br /><br />cleveland.fbi.gov <br /><br />(216) 522-1400</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Oklahoma</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Oklahoma City </strong><br /><br /></strong>3301 West Memorial Drive<br /><br />Oklahoma City, Oklahoma 73134<br /><br />oklahomacity.fbi.gov<br /><br />(405) 290-7770</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Oregon</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Portland</strong><br /><br /></strong>Suite 400, Crown Plaza Building <br /><br />1500 Southwest 1st Avenue<br /><br />Portland, Oregon 97201-5828<br /><br />portland.fbi.gov<br /><br />(503) 224-4181</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>P</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Pennsylvania</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Philadelphia</strong><br /><br /></strong>8th. Floor<br /><br />William J. Green Jr. FOB<br /><br />600 Arch Street<br /><br />Philadelphia, Pennsylvania 19106<br /><br />philadelphia.fbi.gov<br /><br />(215) 418-4000</td> <td><strong><strong>FBI Pittsburgh</strong><br /><br /></strong>3311 East Carson St.<br /><br />Pittsburgh, Pennsylvania 15203<br /><br />pittsburgh.fbi.gov<br /><br />(412) 432-4000</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Puerto Rico&nbsp;</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI San Juan</strong><br /><br /></strong>Room 526, U.S. Federal Bldg. <br /><br />150 Carlos Chardon Avenue<br /><br />Hato Rey<br /><br />San Juan, Puerto Rico 00918-1716<br /><br />sanjuan.fbi.gov<br /><br />(787) 754-6000 </td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>S</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>South Carolina&nbsp;</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Columbia</strong><br /><br /></strong>151 Westpark Blvd<br /><br />Columbia, South Carolina 29210-3857<br /><br />columbia.fbi.gov<br /><br />(803) 551-4200</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>T</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Tennessee</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Knoxville</strong><br /><br /></strong>Suite 600, John J. Duncan FOB <br /><br />710 Locust Street<br /><br />Knoxville, Tennessee 37902-2537<br /><br />knoxville.fbi.gov<br /><br />(865) 544-0751</td> <td><strong><strong>FBI Memphis</strong><br /><br /></strong>Suite 3000, Eagle Crest Bldg. <br /><br />225 North Humphreys Blvd.<br /><br />Memphis, Tennessee 38120-2107<br /><br />memphis.fbi.gov<br /><br />(901) 747-4300</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Texas</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Dallas</strong><br /><br /></strong>One Justice Way<br /><br />Dallas, Texas 75220<br /><br />dallas.fbi.gov <br /><br />(972) 559-5000</td> <td><strong><strong>FBI El Paso</strong><br /><br /></strong>660 S. Mesa Hills Drive<br /><br />El Paso, Texas 79912-5533<br /><br />elpaso.fbi.gov <br /><br />(915) 832-5000</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Houston</strong><br /><br /></strong>2500 East TC Jester<br /><br />Houston, Texas 77008-1300<br /><br />houston.fbi.gov <br /><br />(713) 693-5000</td> <td><strong><strong>FBI San Antonio</strong> <br /><br /></strong>Suite 200<br /><br />U.S. Post Office Courthouse Bldg. <br /><br />615 East Houston Street<br /><br />San Antonio, Texas 78205-9998<br /><br />sanantonio.fbi.gov<br /><br />(210) 225-6741</td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>U</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Utah</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Salt Lake City </strong><br /><br /></strong>Suite 1200, 257 Towers Bldg.<br /><br />257 East, 200 South<br /><br />Salt Lake City, Utah 84111-2048<br /><br />saltlakecity.fbi.gov<br /><br />(801) 579-1400</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"><strong>V</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Virginia</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Norfolk</strong><br /><br /></strong>150 Corporate Boulevard<br /><br />Norfolk, Virginia 23502-4999<br /><br />norfolk.fbi.gov<br /><br />(757) 455-0100</td> <td><strong><strong>FBI Richmond</strong> <br /><br /></strong>1970 E. Parham Road<br /><br />Richmond, Virginia 23228<br /><br />richmond.fbi.gov<br /><br />(804) 261-1044</td> </tr> <tr valign="top"> <td height="23"></td> <td colspan="3">For Northern Virginia, contact the Washington Field Office. http://washingtondc.fbi.gov</td> </tr> <tr valign="top"> <td height="23"><strong>W</strong></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Washington</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Seattle</strong><br /><br /></strong>1110 Third Avenue<br /><br />Seattle, Washington 98101-2904<br /><br />seattle.fbi.gov<br /><br />(206) 622-0460</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td></td> <td></td> </tr> <tr valign="top"> <td height="23"></td> <td bgcolor="#eeeeee" colspan="3"><strong>Wisconsin&nbsp;</strong></td> </tr> <tr valign="top"> <td height="23"></td> <td></td> <td><strong><strong>FBI Milwaukee</strong><br /><br /></strong>Suite 600<br /><br />330 East Kilbourn Avenue<br /><br />Milwaukee, Wisconsin 53202-6627<br /><br />milwaukee.fbi.gov<br /><br />(414) 276-4684</td> <td></td> </tr> <tr valign="top"> <td height="23"></td> </tr> </tbody></table><br /><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-5991200502815560945?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0tag:blogger.com,1999:blog-6956534403152026355.post-43957239978046239322011-08-05T10:55:00.000-07:002011-08-05T10:55:41.012-07:00<div dir="ltr" style="text-align: left;" trbidi="on"><br />When a debtor fails to pay his or her debts, the creditors who are owed money have the right to collect what is owed to them under creditor’s rights law. When a debtor doesn't pay what they owe, due to bankruptcy or for any other reason, the creditors have a legitimate right to take some collection action and take steps to recover monies paid out and not paid back. The creditor has the right to hire an attorney that specializes in lawsuits against debtors. Initially most creditors try to contact their debtors through notices asking for payment and then hire a collection agency to try to collect the debt through both letters and phone calls.<br /><br /><a href="http://www.nationalmanagement.net/collections-agency.html">Collection agencies</a> work under the laws laid by the Fair Debt Collection Practices Act (FDCPA). They must follow the specific laws inscribed in FDCPA and prohibit deceptive practices. Under the FDCPA the collection agencies have the right to make repeated calls and send demand letters for payments to debtors. The letters covered in envelopes must not mention a collection agency and the collectors making the phone calls can only discuss the debt with the debtor. If a third party answersthe phone the collector cannot reveal any information about the debt.<br /><br />Creditors have the right to approach the court and file a case against a debtor. The creditors also have specific bankruptcy creditor’s rights. Once a judgment is obtained, the creditor can enforce the judgment by claiming enough of the debtor's property to cover the debt, usually with the assistance of the local sheriff. The sheriff may actually seize the property or will record the creditor’s lien against the property. For example in a case of real estate, the sheriff can arrange for sale of the property, the proceeds of which are used to satisfy the debt.<br /><br />There are also other processes available which depends whether the debt is secured or unsecured. Mainly, secured debt always involves property, whereas unsecured debt doesn’t. In secured debts the borrowers pledges some assets as collateral to secure it. For instance, if a car loan agreement is secured and the debtor fails to make the payments, the lender can take back the car to cover any missed lease payments remaining on the debt. While an unsecured debt is not collateralised by a lien on specific assets.<br /><br />If the quoted tactics are not successful to recover debts, the creditors have the right to initiate an involuntary bankruptcy proceeding. If the court accepts the petition, the debtor may be required to liquidate their assets to pay off its debts or may be able to file a reorganization plan that sorts out how theirdebts will be paid.<br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-4395723997804623932?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0tag:blogger.com,1999:blog-6956534403152026355.post-9485892610543967992011-08-02T11:08:00.000-07:002011-08-02T11:08:10.752-07:00<div dir="ltr" style="text-align: left;" trbidi="on"><div style="text-align: left;"></div><div style="text-align: left;"><b>Wage garnishment</b> is when an employer is required to withhold a portion of an individual's earnings to pay off a debt. The federal law that regulates <u>wage garnishment is Title III</u> of the <i>Consumer Credit Protection Act</i> (CCPA). Title III of the Consumer Credit Protection Act (CCPA) is administered by the Wage and Hour Division (WHD). Title III prohibits an employer from discharging an employee because his or her earnings have been subject to garnishment for any one debt. However if the employee has been subject to garnishment for a second debt, Title III does not protect an employee from discharge. Title III also protects employees by limiting the amount of earnings that may be withheld from a paycheck. For child support, bankruptcy or federal or state tax payments Title III permits a greater amount to be garnished from an employee's wages.</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Most states follow the <u>Federal laws regarding wage garnishment</u>. However if a state <a href="http://www.nationalmanagement.net/meet-our-legal-team.html">wage garnishment law</a> differs from Title III, the employer must observe the law resulting in the smaller garnishment, or prohibiting the discharge of an employee because his or her earnings have been subject to garnishment for more than one debt. Please check out your state website for more information on state laws regarding wage garnishments.</div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-948589261054396799?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0United States37.09024 -95.7128910000000110.70899 -156.97250350000002 63.47149 -34.45327850000001tag:blogger.com,1999:blog-6956534403152026355.post-59019950105253950382011-07-31T23:51:00.000-07:002011-07-31T23:51:14.004-07:00<div dir="ltr" style="text-align: left;" trbidi="on">Now a day’s people don’t just write a letter or pick up the phone get in touch with someone. They have several new options with the technological advances in communication including email, social networking sites, blogging, text messaging etc. Debt collection agencies are taking advantage of these social networking sites like Facebook, MySpace and LinkedIn to locate debtors. Debt collectors are using these websites to locate debtors they could not track through phone directories and other resources. Although they have this new resource, debt collectors must still comply with the <a href="http://www.nationalmanagement.net/fair-debt-collection-practices-act.html">Fair Debt Collection Practices Act</a> (FDCPA).</div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6956534403152026355-5901995010525395038?l=olddebts.blogspot.com' alt='' /></div>olddebtshttp://www.blogger.com/profile/02129792657906099248noreply@blogger.com0