How can a Creditor enforce a judgement?

If you have breached a credit contact and are in debt, the debt collector to whom you owe money can get a court judgment against you. Each state allows a specific period of time by which the creditor can hold a debt over you for a major period of your life or even the rest of your life. There are several ways a creditor can undertake to enforce a judgement in their favour.

A creditor can file a lien against any property that belongs to you and the interest on the judgement lien will continue to accumulate over time. So, that when you sell your property, the creditor will receive the value of the judgement with interest.

ACreditor can trace any amount you have in bank accounts and seize them. There are many organizations that help to locate all of your assets.

If you have immovable property (specifically land) in your name, a creditor can warrant its seizure and force you to sale the property to pay off the debt.

A creditor can move the court for an order to your employer (if you are in paid employment) to deduct instalments from your earnings as payouts to your debt.

If someone else owes you money, the creditor for you can apply to the court for an order to directly re-direct the payables to them as a payout for your Debt.